The day-to-day habits that we live by are what shapes our present and future life. Unfortunately, when it comes to habits pertaining to personal finances, most people are irresponsible and even reckless. In fact, according to the American Savings Statistics, close to 70 percent of adults in the U.S. have less than $1,000 saved for …
As consumers, we don’t always see the correlation between two things that don’t seem to be interrelated. Thinking about how or what we eat and the effects that has on our financial situation is one such instance. People don’t necessarily struggle with the concept of bargain hunting as a means of saving money. What they …
Everyone loves to save money! Couponing is a great way to do it! Couponing means using vouchers to buy items at lower than usual prices. Women and men have been using coupons for years. The traditional way to get coupons is to clip them from newspapers. However, in the 21st-century, there are many more ways …
Understanding Frugal Living Do you live paycheck to paycheck? Do you wish you had more money to spend on activities you enjoy, vacations, or more money to invest in retirement? Are you constantly buying things impulsively that you don’t actually need? Are you overwhelmed with all the “stuff” in your life? If you answered yes …
Impulse buying is easy to do. In fact, many of us have organized our lives so that shopping is easier than almost any other form of communication. We seem to hope that the organizations we buy from and the things we get can stand in for a hug or kind word from a loved one. …
Financial discipline is a prerequisite for money success. You cannot achieve your financial goals if you keep wasting money on nonessential purchases. Money is a scarce resource, and you should treat it with care if you want it to take care of you. Write down your expenses on a paper and stick to the amount …
Tracking your money can change your life. here’s how. Read More »
It is always wise to leave a few cents for handling emergencies and other monetary needs that may arise in the near future. For you to do this, you will need immense financial discipline. Financial discipline refers to one’s ability to kowtow spending and saving to the set plans of achieving particular monetary goals. Do …
