Managing Debt

Top Money Wasting Habits

The day-to-day habits that we live by are what shapes our present and future life. Unfortunately, when it comes to habits pertaining to personal finances, most people are irresponsible and even reckless. In fact, according to the American Savings Statistics, close to 70 percent of adults in the U.S. have less than $1,000 saved for …

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Tips to Improve Credit Score

First, you’ll want to check your credit score. Your report should include information about the factors that are affecting your scores the most. Two of the most important factors that determine your credit score is your credit utilization rate and payment history. Together, they represent 70 percent of your score. Furthermore, the length of your …

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